Thursday, 28 February 2019

DOSA BESAR MAKAN HARTA ANAK YATIM




السَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ
بِسْمِ اللَّهِ الرَّحْمَنِ الرَّحِيم
 اَللهُمَّ صَلِّ عَلَى سَيِّدِنَا مُحَمَّدٍ وَعَلَى آلِ سَيِّدِنَا مُحَمَّدٍ

Sabtu 23/2/2019
TANYALAH USTAZ TV3 (Da'i Luqman dan Ustaz Md.Ghazali Ibrahim)
*TASAWUF*
*DOSA BESAR;MAKAN HARTA ANAK YATIM*
•••••••••••••••••••••••••••••••••••••••••••••••••
Kita semua buat dosa,kasihnya Allah pada kita,Allah beri peluang lagi kita hidup supaya kita minta ampun pada Allah dan kita wajib minta dijauhkan dari neraka setiap kali lepas solat.
Allah panjangkan umur kita supaya kita dapat tambah²kan amalan² kita dan perbaiki amalan² kita dgn ilmu.

Kita bincang bab ini supaya kita tak aniaya anak yatim.
Nabi dgn anak yatim sangat rapat.
Anak yatim adalah anak yg kematian ibu atau ayah.
Anak yatim ialah anak yg dibawah umur baligh.
Anak yatim yg tergolong dari fakir miskin layak terima zakat.
Anak yatim yg kaya tak berhak terima zakat.
Harta anak yatim yg banyak(anak yatim yg kaya)wajib bayar zakat.
ORG YG JADI PEMBELA ANAK YATIM AKAN DUDUK DEKAT DGN NABI.

Jika kita bertemu anak yatim inilah peluang utk kita mendekatkan diri kita pada Allah.
Anak yatim jangan rasa rendah diri kerana Nabi juga anak yatim.
Ada hikmah Allah matikan ibu atau ayah kerana mungkin ini menyebabkan anak tak derhaka pada ibu atau ayah.
Allah tak pernah jadikan apa² yg berlaku ini sia².
SEMUANYA ADA HIKMAH.

MENGAPA ISLAM BEGITU MENITIK BERATKAN MENYAYANGI ANAK YATIM DAN SIAPA YG LAYAK JAGA HARTA ANAK YATIM?
Ini kerana islam adalah agama kasih sayang.
Ini juga peluang bagi guru mendidik anak yatim.
Yg layak jaga harta anak yatim ialah penjaga anak yatim.
Perlu jujur dan amanah urus harta anak yatim.

APA² SAHAJA YG DITINGGALKAN OLEH IBU AYAH YG TELAH MENINGGAL DUNIA,ITULAH HARTA ANAK YATIM.
KAIN BAJU ARWAH BOLEH DISEDEKAH UTK MANFAAT ARWAH.

TAHLIL ARWAH DAN TUAN RUMAH BUAT JAMUAN,APAKAH KITA TELAH MAKAN HARTA ANAK YATIM?
Ada pendapat kata tak wajar buat kenduri arwah takut² sebahagian duitnya guna duit anak yatim.
Sepatutnya org hidup yg beri makan pada anak simati bukan keluarga simati yg beri makan.
Alhamdulillah sekarang dah ada tabung khairat kematian dan ada disediakan tabung ketika kematian,duit² itu boleh digunakan utk buat kenduri.
Duit simati tak boleh digunakan utk beri org makan.
Kalau nak digunakan perlu diganti.
Yg bagus buat kenduri di masjid dgn guna duit khairat kematian.

Pak cik yg dapat harta faraid ada tanggunjawab pada anak yatim.

BOLEHKAH NIAGA HARTA ANAK YATIM?
Hukumnya harus.
Dgn niaga boleh dapat bayar zakat.
Jika berlaku kerugian,perlu ganti semula kerugian itu.

APA HUKUM ISTERI GUNA DUIT KWSP SUAMI BUKAN DIGUNAKAN UTK ANAK²?
Biasanya suami akan letakkan nama isteri sebagai penama
Penama adalah pemegang amanah.
Isteri ambil bahagiannya sahaja bukan bahagian anak.
Guna harta anak yatim perlu ada niat yg baik(cth utk berniaga atau buat modal)bukan utk aniaya anak yatim.

APAKAH BALASAN ORG YG MAKAN HARTA ANAK YATIM?
Org yg makan harta anak yatim nampak seperti makan nasi tapi sebenarnya mereka makan bara² api neraka.
Hidup tak ada barakah.
Apa yg dia makan tak jadi kebaikan.
Haram makan harta anak yatim dan kesudahkannya masuk neraka.

NABI SAYANG ANAK YATIM.
PENDUSTA AGAMA IALAH MEREKA YG TAK MERAIKAN ANAK YATIM.
AGAMA SURUH KITA JAGA ANAK YATIM BUKAN SURUH ANAK YATIM BERNIAGA ATAU MINTA DERMA.
ORG YG TAK ADA ANAK,BOLEH JAGA ANAK YATIM UTK SEKOLAHKAN DIA, FOCUS PADA DIA DAN JAGA HINGGA DIA BERJAYA.

MENGAPA ISLAM MELARANG KITA MAKAN HARTA ANAK YATIM KECUALI DARURAT?
Darurat bukan selalu.
Harta anak yatim tak boleh digunakan sewenangnya.
Ketika darurat boleh guna harta anak yatim.
Dalam keadaan darurat duit judi juga boleh digunakan utk anak yatim yg sangat papa kedana.
Org yg dah terlanjur berjudi hendaklah banyak² istighfar.

ORG YG JAGA ANAK YATIM JANGAN AMBIL LEBIH 1/8 HARTA ANAK YATIM UTK UPAH PENGURUSAN.
Org yg urus harta anak yatim boleh ambil sebagai upah 1/8 atau 1/3 sahaja.

BANYAK PELUANG KEBAIKAN YG ALLAH NAK BERI PADA  ORG YG MENJAGA ANAK YATIM.
ADA KEBAIKAN MENGUSAP KEPALA ANAK YATIM PADA 10MUHARAM.
REBUTLAH PELUANG INI UTK KEBAIKAN.
IN SHAA ALLAH,JIKA NIAT KITA BAIK,ALLAH AKAN BANTU KITA.

#InShaaAllah_Aamiin
#BiarTahuJanganKeliru

Sunday, 17 February 2019

E-wallet Tricks To Stretch Your Ringgit



E-wallets are becoming increasingly prevalent in Malaysia, and it’s difficult to shop without coming across at least one option being advertised when you pay for your purchases at the cashier.

Like all financial products, these digital wallets each come with their own quirks. Here’s how to get the most out of them.

Offer to pay for your friends’ purchases first

Be a good friend and offer to pay for your friends’ purchases first. After all, it’s such a hassle for them to reach for their wallets and it’ll hold up the line. Your friends will pay you back the full amount at a later date.

Of course, you’ll benefit from any cashback deals available through your preferred e-wallet. This is a trick that’s often used by credit card holders to maximise their returns, and can be applied to e-wallets as well.

The only thing to remember is to keep your e-wallet topped up with credit and of course, only offer this to people whom you trust to pay you back.

Use your credit card

Some e-wallets give you the option of buying credit from convenience stores and sundry shops. Ideally, these should be avoided in favour of using your credit card (or at least buy them using your credit card).

For the most part, using your credit card will allow you to claim cashback on the transaction. Meaning that you will be able to double up on your rewards. Once when you top up the e-wallet, and once when you spend the credit.

Open multiple accounts

This is slightly unethical, but not necessarily illegal.

Most e-wallets offer small amounts of free credit for new accounts. Many allow this to be done without needing to verify your identity.

This means you can use different email accounts or phone numbers to open several accounts and gain the benefits.

After that, it’s a matter of transferring the balance to a single account and enjoying your increased balance.

Bear in mind that e-wallets do keep track of transactions made over the platform and doing this may raise some red flags surrounding your behaviour. Overdoing this could also result in the free credit campaign being suspended. This was the case when Razer Pay was launched in Malaysia.

Use different e-wallets

Each e-wallet offers a different set of benefits and features; all of which makes it very easy to divide and compartmentalise your expenses.

For instance, Boost allows you to pay your utility bills, while Touch n Go Wallet is useful for your daily toll (and public transport) expenses. The AEON Wallet is also useful if you do your weekly shopping at AEON.

Essentially, you’re installing multiple e-wallets and using them as separate micro-savings accounts.

A side benefit of this is that you will also be able to access multiple deals, cashback offers, and special discounts. Just remember to add a little extra credit to your budget in each e-wallet if you’re going down this path. You really don’t want to end up being unable to pay your bills because you spent it all on Chatime.

The introduction of e-wallets happened relatively recently in Malaysia, and these have opened an entirely new avenue for arranging your finances. However, there is a push for more use with electronic payments across the world. China is currently leading the way with this, and has mostly abandoned the use of physical money.

We have the unique opportunity to be the next country to move towards digital payments. So don’t be left behind and make the most of the next great leap in money.